While many people may not think of golf carts as being dangerous, they certainly can be.
According to the Consumer Product Safety Commission (CPSC), more than 10,000 emergency room visits each year result from golf cart accidents. About 40% of these accidents involve someone falling out of the golf cart. Roughly 10% involve a rollover. In fact, turning at just 11 mph is fast enough to throw passengers out of a golf cart.
In South Carolina, golf carts must have a permit decal and proper registration issued from the Department of Motor Vehicles. Golf cart registration is granted when the owner presents proof of ownership and liability insurance for the vehicle and pays a $5 fee. Permits have to be replaced every five years.
To operate a golf cart in South Carolina, you must be at least 16 years old and have valid driver’s license. Carts can only be operated during daylight hours and within four miles of the address on the registration certificate. They can only be driven on a secondary highway or street in which the posted speed limit is 35 mph or less.
When a golf cart accident occurs due to someone’s negligence, the injured party may be able a file a lawsuit against the at-fault party. The person filing suit must be able to demonstrate that the defendant failed in their responsibility to take reasonable care.
When it comes to insurance, it’s important to check to see if your golf cart is covered under homeowner’s insurance. However, many homeowners’ insurance policies provide little to no coverage for golf carts, just as car insurance policies typically will not offer protection for a golf cart.
You may be able to add on an endorsement to your existing homeowners’ or car insurance policy to cover your golf cart, or you may buy an insurance policy that’s specific for the golf cart. In South Carolina, proof of liability insurance for the golf cart is required to cover you whether you crashed a golf cart or if a golf cart struck your car.
Contact our Myrtle Beach golf cart accident attorneys today to schedule a free and confidential consultation. We will provide aggressive legal counsel as we fight to seek the maximum compensation you need and deserve.